Business & Lifestyle Talk With Reallion Samuels

Dear Business Starter, 10 COMMANDMENTS FOR BUSINESS STARTERS. 1. Thou Shall Not start a business without having a feasible business plan in place and some basic consultations no matter how small. 2. Except typically necessary, Thou Shall Not rent a shop/office, if it will bite into more than 50% of your startup capital. Negligence to this is a fast way to failure before you start. 3. Thou Shall Not hire staff you do not have at least 6months financial plan to cater for. 4. As much as possible, Thou Shall Not start a long term business with a short term loan. You will only put yourself under undue pressure and eventually shoot yourself on the foot. 5. Thou Shall Not start a business basing all your patronage expectations on family and friends. Most times they don't patronize jack! 6. Thou Shall Not divert your business capital into frivolities. Remember, when you spend money on what you don't really need, you end up lacking what you would really...

While sharing with a group of Consultants we trained of recent, we made known to them the 7 irrefutable qualities expected of every successful Consultant, and we will share them here with us. Please note that the word ‘Consultant’ in this post is implied to stand for all things Consulting, Freelancers (a newly evolved form of consulting) as well as Coaches (an aspect of consulting known as Personal Consulting). Examples of Personal Consultants include Fitness Trainers, Caregivers, Beauty Specialists, Self-practicing Lawyers, and many more. Consultants get hired mostly when there is a critical problem to solve by an individual, a brand or an organization, which requires some specialized levels of expertise. So, I will get straight to it. What are the fundamental skills expected of a solid Consultants. 1. NICE TREATS A Consultant is to his Client, what a Doctor is to his Patient. Have you ever been in situations where you always prefer a particular Doctor attending to you whenever you vi...

Amidst intermittent sobs, Eunice (in her late thirties) gently fixed her old and rusty 6-year-old, pair of eyeglasses firmly on her face. It was her duty to tidy up her late father's room, and she's been on this task all day when her eyes caught an old greeting card. Her father has always fondly talked about a particular "thank you" greeting card but she had never paid any attention to it. "This must be the card father has always spoken of", she said to herself. Observing her very closely, one could tell that she hasn't fully recovered from the grief of her father's loss just three days ago. She knows so well she can never recover from it in a long time. To her, Mr. Francis Edet, her late father, was the most wonderful man to ever walk this earth. In fact, she almost can't find any adjective suitable enough to describe how precious he was, and what he meant to her. But now, what could have prompted the need for her pair of eyeglasses? Well...

Hello guys, So today, I'll love to gist you about my new experience coding with HTML. Before I unravel the coolness and fun of my coding lessons, I'll love to tell you a tiny little secret. But first, you have to promise me you'll keep it a secret - lol. Okay, just kidding though. What I'm about to share is not a secret perse but a life long dream. Well, for over a decade now, I've had this strong desire to learn to code and run not only the basic computer programs but also do the most advanced programming computer gurus do. Sadly though,  I've not really had the guts to pursue this life long dream until recently. I just had this wrong perception that computer programming and coding is for the most brilliant guys whose brain is framed in some aliens planet or thereabout. Don't mind me please, now I know better. Coding and programming is not as difficult as we've been made to believe or wrongly perceived it to be. I am now set to explore the worl...

WHAT THE WEALTHY UNDERSTAND ABOUT INCOME THAT THE POOR DON'T - PT2 ...By Oluwatosin Samuels In the preceding episode, I started to share on what the wealthy understand about income that the poor don't and we shall continue in that line of thought this week. Remember as I've said that being wealthy or poor in this context is not a function of what you currently possess materially but how responsive your mind is to creating advantage out of limited or unavailable resources. If you need any of the previous articles in the series, kindly visit www.reallioninvestments.blogspot.com I'll ask two questions at this point: 1. If you lose all you currently have (in assets and reserve fund) today, how would you approach things and how soon can you get back up? 2. For those who do not have as much assets or financial resources at the moment: if you are given a target to deliberately build your financial or social wealth for a particular time frame, how would you go abo...

WHAT THE WEALTHY UNDERSTAND ABOUT INCOME THAT THE POOR DON'T... By Oluwatosin Samuels In the previous write-ups, I shared on the 4 major must have income sources for financial rest. However, in this piece, I'll love to share on how the wealthy approaches income versus how the poor does. **Point of note: my definition of being wealthy or poor in this context is not a function of the money stored in bank or asset worth but the function of the state of the mind - mindset! The first major distinction between the wealthy and the poor is that while one is satisfied with "source(s)" of income the other is scouting for "streams" of income. Sounds alike right? But they are actually not the same and I will explain with a story. Dekunle and Debola are friends living in the same village where there's been no water for a while and to get water means walking about 15km to the nearest waterfall. Then one day, a very wealthy man in the village summoned the...

4 MUST HAVE INCOME TYPES FOR FINANCIAL SUCCESS - Pt2 ...by Oluwatosin Samuels Happy Easter, So last week we started a discussion on the 4 important types of income types that we all must have if we are to succeed in finances. Have you ever wondered why lots of medium to high earners you know still live a borrowing life? It's because their only source of income is probably their job and like someone said, the word JOB is simply an acronym for Journey Of Borrowing while some call it Just Over Broke but whichever way, one source of income is never just enough. For the many financial challenges life is cumbered with, only streams of income would do. And this is why I do my best to encourage as many employed persons as I meet to learn to own side business(es) or have other financial streams because as it is generally known, if you don't leave your job, your job would leave you someday either through termination, poor health, resignation or retirement. Without much ado...